Our Financial Planning Approach
North Shore Bank has established a strategic partnership with TimeScale Financial, Inc. — a Danvers-based Financial Planning and Retirement Plan Advisory firm with over 35 years of experience. TimeScale Financial understands your priorities, puts you in control and enables you to confidently create the future you deserve.
FINANCIAL PLANNING PHILOSOPHY
They know that what you do in your daily financial life has a big impact on your financial success. That’s why you need more than a plain-vanilla plan designed around generic goals and investment projections.
TimeScale Financial can help you accomplish what matters to you. They take all the pieces of your financial life, simplify them and integrate them into a single coordinated plan to make it easy to follow. Best of all, they educate you every step of the way so you can make informed decisions and track your progress, not just your investment performance.
FINANCIAL PLANNING APPROACH
Everything TimeScale does centers around what matters to you. With this in mind, they apply their simple yet comprehensive approach to your financial life in a dynamic way to help you achieve financial success for days and years to come.
Investment performance isn’t the total answer to reaching your financial goals. Yet it is an important component in the overall equation.
TimeScale Financial's investment philosophy is anchored in the premise that asset allocation and a consistent approach to rebalancing are the primary drivers of return; that your risk level should be aligned with your goals; AND your risk tolerance; and investment fees and taxes should be minimized wherever possible.
The mix between stock bonds
Most important driver of overall performance
The mix of asset classes, styles and investments
Necessary to reduce concentration risk
Ensure portfolio has intended risk return profile
Realignment of target allocation based on bands and frequency
Primarily use passive ETFs and mutual funds
Will occasionally use actively managed investments
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TimeScale Financial's Relationship Managers
will be available by appointment at all twelve North Shore Bank locations. Relationship Managers will also meet with customers at their homes, TimeScale Financial offices, or another mutually convenient location. For more information or to set up an appointment, contact North Shore Bank at 978-573-1300 or get a head start by filling out the following online form
NOT A DEPOSIT, NOT FDIC INSURED, NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY, NOT GUARANTEED BY THE BANK, MAY GO DOWN IN VALUE
Investment advisory services offered through TimeScale Financial, Inc., a Registered Investment Advisor.
TimeScale Financial, Inc. and North Shore Bank are not affiliated.
222 Rosewood Drive
2nd Floor Danvers, MA 01923