Construction Lending

Construction loans made easy…ish.

We know . . . building a home can stressful. That’s why at North Shore Bank we believe that financing the construction of one should be the least of your worries. After all, we’ve been partnering with Massachusetts homeowners for more than 125 years. And while we can’t help with the fixtures or finishes, we do know a thing or two about construction lending and we’ll work tirelessly to make your borrowing experience as trouble-free as possible.

Features & Requirements 

  • Owner-occupied, single-family properties only – for investment properties
  • Competitive interest rates
  • A single loan for both the land acquisition and construction
  • Borrow up to 80% or lesser of the cost or projected appraised value
  • Rate is constant for a fixed period — contact us for specific rate information
  • A one-time closing for construction-permanent financing
For additional information about construction lending programs at North Shore Bank, contact Joanne Donovan (NMLS# 686879) at (781) 426-2168 or

Find out now about your home buying options and get prequalified for a mortgage at NSB
before you begin the application process. Get prequalified today!

Need to know how much you can afford? Try out one of our convenient mortgage calculators.

For additional information about home buying options at North Shore Bank contact one of our friendly, knowledgeable mortgage originators, stop in at a branch office or call Customer Support at (978) 573-1300 (during regular operating hours).

Apply Now!

To begin the application process for a construction loan, just click the button below and follow the onscreen instructions.