Truth in Savings Disclosure

This notice contains many important features and terms about deposit accounts at North Shore Bank. This disclosure also contains rules that govern your deposit account. Unless it would be inconsistent to do so, words and phrases used in this disclosure should be construed so that the singular includes the plural and the plural includes the singular.

Interest
Transaction Limitations
Minimum Balance
Fees and Charges
Bonus
Overdrafts/Insufficient Funds
Reserve Requirements - Regulation D