North Shore Bank

Life Insurance & Annuities

North Shore Bank is committed to your long-term financial security. Through our strategic partner, Baystate Financial Services, we’re pleased to offer a variety of insurance and annuity products.

Life Insurance

Life insurance has several purposes. Its most important function is to replace the earnings that would cease at the death of the insured. It's also used to pay potential estate taxes.

If you die during your earning years, your family could suffer a severe economic loss as a result of losing your current and future income. Unfortunately, your family would still have to pay its regular bills, the mortgage, outstanding debts, and perhaps even continue saving for college and retirement. Unless you're independently wealthy, achieving these goals may be virtually impossible for your family with the loss of your steady income. Life insurance offers a way for your family to continue living comfortably and without worry. For businesses, life insurance is a way to protect key employees and the business itself.

For more information about life insurance offerings, CLICK HERE


An annuity can provide you with a tax-deferred way of saving for your retirement. Once you’ve retired, an annuity can give you a guaranteed stream of income for as long as you live. It’s like getting a paycheck for the rest of your life, and it can help you maximize your income throughout retirement.

If you want to build up your retirement fund and enjoy a guaranteed income for the rest your life, then deferred annuities can be a great choice for building a tax-deferred retirement nest egg - especially if you want to save more than you might with IRAs and 401(k) Plans.

Contact Us Today

For more information or to discuss your investment options please contact our Financial Representatives,
Janice Berner or George Ellison Jr..

North Shore Bank is not affiliated with MSI Financial Services, Inc. 200 Clarendon Street, 19th & 25th Floors. Boston, MA 02116. 617-585-4500. Securities and investment advisory services offered through MSI Financial Services, Inc. (Member SIPC) and a registered investment advisor. Products and services made available through MSI Financial Services, Inc.  are not FDIC/NCUSIF insured, not a condition of any bank service, not a deposit product, no bank/credit union/affiliate guarantee, no guarantee of insurance underwriter performance, may lose value, and the bank cannot condition an extension of credit on the purchase of an annuity or insurance product for the bank itself or one of its affiliates. L1016481624[exp0317][MA]