We understand the importance of saving – whether you’re putting money aside for the future, or just trying to manage your monthly cash flow. That’s why we provide savings products and services designed to meet a variety of needs and financial goals.

• Statement Savings
• Passbook Savings
• All-Purpose Club Account
• Money Market Accounts
• Certificates of Deposit (CDs)
• Individual Retirement Accounts (IRAs)
• Your Deposits are Insured in Full
• Convenience Services
• Current Deposit Rates
• Deposit Calculator

Statement Savings Account
Managing your money is easy, with a North Shore Bank Statement Savings Account. Enjoy the convenience of an easy-to-read monthly statement summarizing all your account activity, and enjoy the convenience of 24-hour ATM access. Keep just $250 in the account to avoid the monthly service fee.

Passbook Savings
Those who prefer an ongoing record of all their deposits, withdrawals, and interest earnings should consider this traditional savings account. Keep just $250 in the account to avoid the monthly service fee.

All-Purpose Club Account
With a Club account, you can plan ahead for large purchases and avoid high credit card bills. It’s the easy, painless way to save for holiday gift-giving, charitable contributions, or that special trip.

Freedom Money Market
We created this account for investors seeking higher returns than those offered by traditional money market accounts. No matter what your balance, there is no monthly service fee. A liquid investment account with two interest rate tiers, including a top tier that is tied to a market index.

For added convenience, you can write a limited number of checks each month, access the account through Internet Banking, and add 24-hour ATM access

Freedom Money Market Account Plus
Those looking for higher returns in a liquid investment will appreciate our Freedom Money Market Plus Account. This account features two interest-rate levels – with the top tier paying our premium money market rate. There is no monthly service fee associated with this account. You can also write a limited number of checks each month, access the account through Internet Banking, and add 24-hour ATM access.

Certificates of Deposit (CDs)
Our Certificates of Deposit are the traditional method of earning guaranteed returns over a specific period of time – no matter what happens in the financial market. Whether you want to leave your funds on deposit for a few months or a few years, you will find a choice of investment terms available at North Shore Bank.

Individual Retirement Accounts (IRAs)
Let us help you save for your retirement! With an IRA from North Shore Bank, your earnings may grow tax-deferred until withdrawal, helping to increase your retirement savings. Speak with one of our IRA Specialists for more information on IRA options.

All Deposits Insured in Full
At North Shore Bank, every deposit is insured in full. The FDIC insures "self-directed" retirement accounts to $250,000 per owner, and each other ownership category to at least $100,000 per owner. All deposits above that amount are insured by the Share Insurance Fund (SIF). No one provides better deposit insurance.

Convenience Services
We make managing your accounts easy with these convenience services. Choose the ones that will make your banking easier:

Log in to Internet Banking
Connect with your North Shore Bank accounts from home, work or on the road. Click here to find out more.

24-Hour ATM Access
You can access your accounts at our local ATMs, and at ATMs around the world. All you need is a North Shore Bank ATM card or Debit MasterCard^®.

North Shore Bank Debit MasterCard
Use your Debit MasterCard at restaurants, department stores, and gas stations – anywhere Debit MasterCard is accepted. Purchases are deducted directly from your checking account, just like writing a check. Plus, it’s your ATM card, allowing you access to your North Shore Bank accounts at home and around the world.

Avoid ATM Surcharges
We are a member of the SUM^SM Program, so you can avoid ATM surcharges by using participating SUM ATMs. Just look for the SUM logo when you need cash. Other ATM owners may charge for the use of their ATMs. Visit the SUM Program web site for a list of participating ATM locations.

Telephone Banking
Manage your accounts right over the phone, from anywhere, anytime. Call (877) 713-7000 to check account balances, transfer funds, determine which checks have cleared, and more. Bank by phone 24 hours a day, 7 days a week … free of charge!

Here to serve you!
If you have any questions about our products and services, please use our Information Request Form, or call (978) 538-7000 to speak with one of our Customer Service Representatives. We will be happy to answer your questions and assist you in selecting the products and services that best meet your financial needs.