Personal BankingDeposit Rates
Home > Personal Banking > Deposit Rates

We offer a range of savings and investment services to meet your financial needs and objectives. Plus, your deposits are insured in full!

 

All Deposits Insured in Full

At North Shore Bank, every deposit is insured in full. FDIC insures each depositor up to $250,000. All deposits above the FDIC limit are insured in full by the Share Insurance Fund (SIF). No one provides better deposit insurance.
CDs & IRAs*
(Effective: Tuesday, May 21, 2013)
Program
 		Term
 		APY
Certificates of Deposit
($1,000 minimum deposit to open and earn APY.)
6 months
0.300%
9 months
0.450%
12 months
0.450%
18 months
0.450%
24 months
0.600%
36 months
0.900%
48 months
1.100%
60 months
1.400%
Individual Retirement Accounts
($250 minimum deposit to open and earn APY.)
6 months
0.300%
9 months
0.450%
12 months
0.450%
18 months
0.450%
24 months
0.600%
36 months
0.900%
48 months
1.100%
60 months
1.400%
*Annual Percentage Yield (APY) assumes interest remains on deposit. Interest is compounded daily and credited monthly. Fees could reduce earnings. Early withdrawal penalties may be imposed. Personal accounts only. **2 Year and 5 Year IRA Specials - New money in an Individual Retirement Account only.


Savings & Money Market Accounts*
(Effective: Tuesday, May 21, 2013)
Program
 		Minimum Daily Balance
to earn APY 		APY
Freedom Money Market
($1,000 minimum deposit to open.)
$0.00   to  $24,999.00   0.100 %
Over $25,000.00   0.200 %
Statement Savings
($10 minimum deposit to open.)
$10.00
 0.100%
Club Account
($10 minimum deposit to open.)
$10.00
 0.100%
*FREEDOM MONEY MARKET ACCOUNT DISCLOSURE: APY (Annual Percentage Yield) is a variable rate and subject to change at anytime at the discretion of the bank. Minimum balance to open the account is $1,000. Transfers from this account to another account or to third parties by preauthorized, automatic, telephone, computer, check, draft, debit card or similar order are limited to six per statement cycle. We will impose a service charge for each transaction in excess of the legal limits. The account will be closed or converted to a transaction account if repeated transaction limitation violations occur. If we convert your account, we will tell you that we have done so. Fees may reduce earnings. Personal accounts only. STATEMENT SAVINGS: APY (Annual Percentage Yield) is a variable rate that may change at anytime at the discretion of the bank. Transfers from this account to another account or to third parties by preauthorized, automatic, telephone, computer, check, draft, debit card or similar order are limited to six per statement cycle. We will impose a service charge for each transaction in excess of the legal limits. The account will be closed or converted to a transaction account if repeated transaction limitation violations occur. If we convert your account, we will tell you that we have done so. Fees may reduce earnings. Personal accounts only. CLUB ACCOUNT DISCLOSURE: APY (Annual Percentage Yield) is a variable rate that may change at anytime at the discretion of the bank.