No matter what business you’re in, managing your money throughout the cash flow cycle is critical to your company’s success. At North Shore Bank, "Cash Management" is not a single product, but rather a group of products and services designed to help business and corporate customers with the process of collecting receivables, investing funds, managing their assets and disbursement management. Just look how we can help:

Account Reconciliation
We can help you manage the large number of monthly disbursements. Depending on your needs you can select the option that's right for you - partial, full or deposit reconciliation.

ACH Origination
Electronically collect regularly occurring payments (monthly condominium fees, for example). It's easy, secure, and there's no float, no waiting for mail and no fuss. Make corporate to corporate payments with your business partners, or consolidate cash among your accounts.

Lock Box
Collect your receivables in a fast, efficient manner. We will open a PO Box for your business and then pick up, process and deposit payments directly into your account and deliver a report electronically. You'll improve your float and free up valuable staff time.

Merchant Services
With our Merchant Services your business can accept Visa®, MasterCard® and Discover® payments from your customers.

International Services
When you're ready to take your business beyond the North Shore, we'll be there to help with services that allow you to manage your international cash flow to and from the United States.

Night Deposit
Business customers can make deposits when it is most convenient for them. Just drop your deposit in the disposable security bag in the deposit vault at any of our offices. Click here for our locations.

Overnight Sweep
Make your money work harder with an overnight investment that generates an automatic transfer of excess balances from deposit account to overnight investments. These investments earn interest and maintain the liquidity needed to cover your checks.

Zero Balance Account (ZBA)
Deposit all your funds into a single operating account that will disburse funds only as needed to your other accounts (for example, payroll, petty cash and tax accounts). If you need to track the source of deposited funds we can help with that too!

Internet Banking for Business
Connect with your North Shore Bank business accounts from home, work or on the road. You can keep track of payments, transfer funds, authorize ACH transactions and much more. Click here for more information.

Telephone Banking
Manage your accounts right over the phone, from anywhere, anytime. Call (877) 713-7000 to check account balances, transfer funds, determine which checks have cleared, and more. Bank by phone 24 hours a day, 7 days a week … free of charge!

Business Debit Card
Our Business Debit MasterCard^® combines a traditional ATM card with the purchasing power of a check. Use the card to access your account at ATMs worldwide. Request additional cards with pre-determined spending limits for employee use.

DeskDeposit
At North Shore Bank, we believe in business banking solutions that make your life easier. Our DeskDeposit is a revolutionary business tool that allows you to make check deposits without going to the bank. This extraordinary service allows you to make deposits right from the convenience of your own office. Using our user-friendly check scanner and your own computer with Internet access, simply scan both sides of your checks, view them on your computer and click “Submit Deposit.” Your deposit is sent to us through a secure Internet connection, and your funds may be available sooner than ever before.

DeskDeposit offers two immediate benefits for businesses – significant operational efficiency and improved overall funds availability.

Avoid ATM Surcharges
We are a member of the SUM^SM Program, so you can avoid ATM surcharges by using participating SUM ATMs. Just look for the SUM logo when you need cash. Non-SUM ATM owners may charge for the use of their ATMs. Visit the SUM Program web site for a list of participating ATM locations.

Ready for a bank that makes your business a priority?
For a confidential discussion of your business banking needs, please use our Information Request Form. For business banking services call Jerry Salerno at (978) 538-7065, or Karl Wilson at (978) 538-7080.